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Tailored Strategies.

Smart Solutions.

Financial Advisory

I joined the financial advisory industry as a tied insurance agent in 2008. 4 years later, I moved to the financial advisory space and have been there since.

I am now an independent financial advisor with the largest independent financial advisory firm in Singapore.

I offer independent financial advices & services, because this is the BEST available option for clients!

Clients received unbiased advice, making independent decisions without interference.

Independent Advice. Genuine Choices.

Tailored Strategies. Smart Solutions

I assist individuals & businesses, in moving towards their financial destination, be it Financial Security, Financial Freedom, or even Financial Abundance. When they reached their destination, they have the liberty to choose to retire from work, fulfil life dreams or leaving a legacy that lasts for generations to come.

My clients stay with me for the longest time, because of the trust foundation that we have built over the years. I applied customized Financial Portfolio Analysis to address the unique circumstances & concerns of each individual or business.

Even though I am:

Not a baker, I assist clients, seeking financial abundance, to ‘bake a cake that they can eat, yet still have it on their plates’, after the meal. The highest level of true sharing.

Not a Hi-tech gadget maker, I assist clients to adopt long-term vision, creating a ‘remote control’ that has a lifespan, which stay usable for multi-generations.

Not a sleep disorder specialist, I am able to assist businesses owners, to enjoy ‘regulated peaceful sleep’ without worries and fear.

Not a tailor, I can assist highly respected professionals, designed and tailored ‘fitting suits’ that make them look great in important events, which they cared most about.

So, to be effective in my work & offer the most valued services, I reinvent myself constantly with new skills sets & awareness, upgrade solution proposition & adopt Fintech application.


Because I believe strongly that for every one of Your Financial Concern, I must and can propose the most appropriate, relevant and meaningful Financial Solution, customized 100% for you!


This is my commitment to you!

TESTIMONIALS

On My Financial Advisory Work

It is very important to have a financial advisor whom we fully trust and who has our best interest at heart, and Patrick is someone like that. He is never pushy, never hard-sells me anything, always patient, and never judges me when I ask him ‘silly’ questions about financial products. And when I ask him for recommendations, he always goes the extra mile to do his research and presents me with various options, detailing the pros and cons of each one. He is definitely the go-to-person for all my financial needs and questions.

Stephen Wong

Assistant Manager

Specialist Outpatient Clinic Operations, SKH

A VERY BIG THANK YOU TO PATRICK CHANG for his continual advice in my personal financial planning. I was diagnosed with myeloma (type of blood cancer) in mid-2019, went through chemotherapy, stem cell transplant. Thank God I'm currently in remission. Patrick's holistic, broad-based approach in strategizing, planning has prevented a huge financial burden onto my family, amounting to $450,000.

Ronnie Lee

Ministry staff, Grace AOG Church

I have known Patrick for a couple of years now, and I have purchased a few financial products through him. Patrick is a trustworthy, honest and highly ethical financial advisor – traits that are extremely important in the world of financial advisory. He always has his client’s interests at heart. He does not sell you a product for the sake of making a profit. That is the last thing on his mind. His approach to recommending a product is always with the client’s benefit at the top of his mind. If the product does not benefit his clients, he will not advice his clients to purchase it. If you are looking for an advisor who can really help you with your financial or retirement planning, Patrick is your go-to guy.

Steven Lock

Global Leadership & Executive coach

Executive Leadership Coaching International

Patrick is one of the few financial consultants I know, whose knowledge extends far beyond just the products he's selling. He has a good insight on the macro view of the markets, as well as a good understanding on different asset classes, and their strengths and weaknesses during different market conditions. He's therefore able to give the best advice to his clients on how to manage and protect their wealth for the long term.

Russell Gomes

Chief Executive Officer, Suzerin Pte Ltd

Patrick is a responsible and prompt advisor. He is transparent and shares the risks of the products clearly.

Having my investment under Patrick's' care for the past 5 years, all the investments made has come back with good returns. Glad to have known Patrick!

Andy Lim

Founder, iTaz Pte Ltd

I am absolutely delighted with Patrick’s services over the past couple of years.

Patrick has a very friendly, welcoming, professional and attentive nature, who works with integrity to provide his clients with sound financial advice and guidance.

The expertise and attention to detail with which Patrick has handled my financial affairs could not be faulted.

Passion, knowledge and a genuine interest in achieving the best for clients is what makes Patrick a truly professional Financial Advisor.

Azmi Jaffar

Executive Producer, The Gunnery

When Patrick first stepped foot into the financial planning industry, he told me clearly that it was his goal to be a successful planner as well as it was his dream to author a book.

Fast forward a decade later, and now he’s an author, a professional trainer, an industry speaker, a successful independent financial adviser and even a game inventor. Patrick completely exemplifies what proper planning, perseverance, passion and hard work can achieve over time. And

that dreams do come true.

Terence Kong

Financial Services Director, AIA

Patrick is committed to helping more people achieve financial literacy so that they can live a more secure life. He is hardworking, grounded and patient, making him a reliable professional

Sean Tan

Founder, The Asian Coach Pte Ltd

Patrick is one of the most knowledgeable and hardworking financial consultants I know.

Not only has he published a book, he has also

developed a financial literacy game to teach financial knowledge in a fun way.

Mark Lim

Designer Director/ Partner

MDS Interiors Pte Ltd

I know Patrick as the creator of his Affluent card game. Having heard his story of his struggles to get Affluent to market acceptance, I see him as a man of determination and resilience. Patrick is not one who will give up easily.

And more than that, having met him a couple of times, Patrick is also a good listener. He is patient. He doesn’t rush into things hastily. He plans.

Coupled with his experience and credentials, all these traits of not giving up and being there for you, will make him a great financial consultant for his clients.

I can’t wait to see what more will Patrick bring to the table in the financial advisory domain.

Colin Goh

Different-er Video and Digital Marketing Strategist

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